Lenders & Investors Privacy Policy
This Privacy Policy (“Policy”) governs the collection, use, storage, sharing, distribution, and protection of information submitted to, accessed through, or stored by Lenders & Investors (“Lenders & Investors,” “we,” “our,” or “us”).
By accessing LendersAndInvestors.com, creating an account, or submitting any information on this website, you expressly consent to this Privacy Policy and the Terms of Use. If you do not agree to this Privacy Policy or the Terms of Use, DO NOT use this website.
This Privacy Policy applies only to U.S. users and only to data collected via this platform.
- INFORMATION WE COLLECT
We collect any and all information you choose to submit or that is transmitted to us during your use of this website, including but not limited to:
1.1. Subscriber Information
- Name
- Business name
- Personal or business contact information
- Email address(es)
- Phone number(s)
- Physical and/or mailing address
- Uploaded files, documents, photos, PDFs
- Financial profiles
- Loan or investment requests
- Business descriptions
- Due diligence documents
- Identity-related information entered into your profile
- Any other data submitted voluntarily
1.2. Application & Financial Information
- Loan requests
- Funding requests
- Amounts sought
- Responses from third parties
- Data used to verify identity
- Business or personal financial information
- Any supplemental documents uploaded voluntarily
1.3. Automatically Collected Information
- IP address
- Device information
- Browser data
- Tracking identifiers
- Cookies and session logs
- Behavioral usage data
- Pages viewed, date/time stamps, and referral URLs
1.4. Third-Party Data You Provide
If you upload or input any third-party information, you represent that you have the full legal right to submit it and consent to its use under this Privacy Policy.
- OWNERSHIP OF DATA
2.1. Data Becomes Company Property Upon Submission
ALL data submitted to Lenders & Investors becomes the exclusive property of Lenders & Investors immediately upon submission.
By submitting any information to our platform, you agree and acknowledge:
- You irrevocably assign to Lenders & Investors full ownership rights to all data you input.
- Lenders & Investors may retain, store, archive, duplicate, transmit, analyze, share, sell, license, publish, market, or otherwise use your data at its sole discretion.
- No compensation is owed to you for any use of submitted data.
2.2. No Deletion Obligations
While you may cancel your subscription at any time, Lenders & Investors is under no obligation to delete, erase, or destroy any data previously submitted before cancellation.
We retain the right to store and use such data indefinitely, even after account closure.
- HOW WE USE YOUR INFORMATION
Lenders & Investors may use your information for any lawful purpose, including but not limited to:
3.1. Marketing, Advertising & Outreach
- Email marketing
- SMS/text message marketing
- Direct mail
- Targeted advertising
- Cross-promotional offers
- Creating marketing lists
- Sharing or licensing data to participating lenders, investors, and third parties
3.2. Communications
- Contacting you about funding opportunities
- Sending platform updates
- Responding to inquiries
- Delivering newsletters or announcements
- Providing customer service
3.3. Internal Business Uses
- Data analytics
- Product improvement
- Trend analysis
- Statistical modeling
- Risk scoring
- Platform optimization
- Creating aggregated reports
3.4. Data Sales & Monetization
You expressly agree that Lenders & Investors may:
- Sell
- Rent
- License
- Transfer
- Or otherwise provide access
to any submitted data (individually or in aggregated form) to third parties, including lenders, investors, data brokers, marketers, affiliates, or service providers.
3.5. Legal & Compliance Uses
- Fraud detection
- Record-keeping
- Responding to regulatory requests
- Enforcing Terms of Use
- Protecting the company’s rights
- SHARING OF INFORMATION
We may share your data with:
- Participating lenders and investors
- Affiliates
- Contractors
- Advertising partners
- Analytics providers
- Payment processors
- Marketing partners
- Service providers
- Data brokers
- Any third party to whom we sell, transfer, or license data
We may also share your information:
- To comply with legal obligations
- To investigate misuse
- In connection with a business transfer (sale, merger, acquisition)
- COOKIES & TRACKING TECHNOLOGIES
We use cookies and other tracking tools to:
- Improve functionality
- Monitor trends
- Track user behavior
- Support advertising
- Identify returning users
- Verify sessions
By using the site, you consent to all tracking technologies we employ.
- DATA SECURITY
We implement commercially reasonable safeguards to protect our data systems.
However:
No method of electronic storage, transmission, or Internet use is completely secure.
By using this site, you acknowledge and agree that you submit information at your own risk.
- CHILDREN’S PRIVACY
This site is not intended for, and may not be used by, anyone under the age of 18.
We do not knowingly collect data from minors.
- U.S. USE ONLY
This site is intended solely for users located in the United States.
Users accessing the site from outside the United States do so at their own risk and must comply with all applicable laws.
- YOUR CONSENT
By using this website, submitting any information, or clicking any submission or opt-in button, you expressly consent to:
- This Privacy Policy
- The Terms of Use
- The ownership transfer of your data
- All marketing uses
- All data-sharing practices
- All data monetization practices
- Communications by email, phone, text, or any method you provide
- CHANGES TO THIS POLICY
Lenders & Investors reserves the right to modify this Privacy Policy at any time, without prior notice.
Continued use of the site after changes constitutes acceptance of the revised Policy.
LENDERS AND INVESTORS, THANK YOU FOR YOUR BUSINESS